Auto Insurance Insights
Essential information to protect yourself on the road
Understanding Auto Insurance in Connecticut
The term “25-50” refers to the minimum insurance coverage required in Connecticut: $25,000 per person and $50,000 per accident. While this is the minimum amount allowed for registered personal vehicles, it is not necessarily the recommended coverage. In fact, this limit provides only a minimal level of protection in the event of an accident. Established in 1973, the minimum limit has never been updated to account for inflation in medical costs, auto repairs, or lost wages.
Expert Guidance on Auto Insurance Matters
At Lettick & Lettick P.C. in Hamden, our team of attorneys is here to help you navigate the complexities of auto insurance in Connecticut. With over 40 years of combined experience, we can explain the intricacies of the industry, help you determine the coverage you need, and provide you with peace of mind.
Protecting Yourself from Liability Claims
The liability portion of your auto insurance policy protects you from claims made by individuals injured in accidents that you cause. Your insurance company agrees to pay up to the specified “per person” and “per accident” limits outlined in your policy. Understanding this coverage is essential for safeguarding your financial well-being.
The Importance of Uninsured/Underinsured Motorist Coverage
Uninsured/Underinsured Motorist (UM/UIM) coverage is a critical component of your auto insurance policy. High UM/UIM limits are one of the best ways to protect yourself and your household from uninsured or underinsured drivers who cause accidents. This coverage allows you to select higher limits than those of your liability coverage, often at a lower premium. It is advisable to discuss your UM/UIM coverage with your insurance agent to ensure you are adequately protected.
Guiding You Through Decisions
Auto insurance can seem complicated, but it is essential for protecting yourself from other drivers and complying with the law. Lettick & Lettick P.C. has decades of experience guiding clients throughout New Haven County and the state of Connecticut. We will help you understand what you need to know about auto insurance.